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Medicare Will Not Cover These 8 Medical Costs

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Care you receive outside the U.S.

For many, retirement is a perfect time to see the world. Just be sure you first understand what your insurance will and won’t cover when you travel.

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Premiums

You might be surprised to learn that even federally subsidized health insurance can have premiums, but that is the case with Medicare.

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Long-term care

Long-term care refers to medical and nonmedical services for people who are unable to perform basic daily tasks like dressing or bathing on their own.

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Dental care

Some Medicare Advantage plans cover some dental services. It depends on the specifics of the plan.

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Hearing aids

Some Medicare Advantage plans pay for hearing aids, but Original Medicare does not cover them. So if you have Original Medicare, you are responsible for 100% of the cost of hearing aids themselves and exams to fit hearing aids.

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Routine vision care

Some Medicare Advantage plans cover some vision-related expenses, but Original Medicare typically does not cover eyeglasses or contact lenses or exams for eyeglasses or contacts.

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Routine foot care

For some diabetics, though, Medicare Part B does cover 80% of the cost of some foot exams and medically necessary foot treatments by podiatrists, after any deductible.

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Chiropractic care

If you happen to have vertebral subluxation — which is when spinal joints don’t move properly but the contact between joints remains intact — Medicare Part B will cover 80% of the cost of manual spinal manipulations by a chiropractor, after any deductible.