For many, retirement is a perfect time to see the world. Just be sure you first understand what your insurance will and won’t cover when you travel.
You might be surprised to learn that even federally subsidized health insurance can have premiums, but that is the case with Medicare.
Long-term care refers to medical and nonmedical services for people who are unable to perform basic daily tasks like dressing or bathing on their own.
Some Medicare Advantage plans cover some dental services. It depends on the specifics of the plan.
Some Medicare Advantage plans pay for hearing aids, but Original Medicare does not cover them. So if you have Original Medicare, you are responsible for 100% of the cost of hearing aids themselves and exams to fit hearing aids.
Some Medicare Advantage plans cover some vision-related expenses, but Original Medicare typically does not cover eyeglasses or contact lenses or exams for eyeglasses or contacts.
For some diabetics, though, Medicare Part B does cover 80% of the cost of some foot exams and medically necessary foot treatments by podiatrists, after any deductible.
If you happen to have vertebral subluxation — which is when spinal joints don’t move properly but the contact between joints remains intact — Medicare Part B will cover 80% of the cost of manual spinal manipulations by a chiropractor, after any deductible.